How to use Vietnamese currency

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How to use Vietnamese currency

Vietnamese currency

After topic to share about Halong Bay, we would like to provide you with more useful information of travel, The topic is about Vietnamese currency. The official currency in Vietnam is VND. 

The official currency in Vietnam is Dong (VND). Although there are some coins in circulation, the vast majority of currency is paper, and some traders will not accept coins at all.

Spending in VND is often the best way to go to ensure that you get the best price. Be careful with the bills- even though all the denominations are different sizes and colors, it can still be hard to differentiate. For instance, the 500.000 and 20.000 VND notes are both slightly varied shades of blue, and the 200.000 and 50.000 are shades of red. It is entirely plausible to confuse one for the other. At the market or local shops, make sure you carry small bills ( less than 100.000VND) because they may not have change for you. 

 Rate and Currency of Vietnam:


vietnamese currency

Rate & Currency picture of Vietnam- 500.000 VND ( Five hundred thousand Vietnam Dong)

500.000   VND ≈ $ 25  (USD)                                                                                                          

currency in vietnam

Rate & Picture of Vietnam - 200.000 VND ( two hundred thousand Viet Nam Dong)

200.000 VND ≈  $ 10 (USD)

100000 vnd

Rate & Picture of Vietnam - 100.000 VND ( One hundred thousand Viet Nam Dong)

100.000 VND ≈ $ 5 (USD)

50000 vnd

Rate & Picture of Viet Nam - 50.000 VND ( fifty thousand vietnam dong )

50.000 VND ≈ $ 2,5  ( USD)

20000 vnd

Rate & Picture of VietNam - 20.000 VND ( twenty thousand VietNam Dong)

20.000 VND ≈ $ 1 ( USD )

10000 vnd

Rate & Picture of Vietnam - 10.000 VND ( Ten thousand Vietnam Dong )

10.000 VND ≈ 50cent (USD)

5000 vnd

Rate & Picture of Viet Nam - 5.000 VND ( Five thousand Vietnam Dong )

5.000 VND ≈ 25cent (USD)

1000 vnd

This is the smallest rate: 1.000 VND ( one thousand Vietnam Dong )



Foreign currency exchange rate in Vietnam
• 1 Australian Dollar (AUD) = 19.430 VND
• 1 Canadian Dollar (CAD) = 19,090 VND
• 1 Euro (EUR) = 28 898 VND
• 1 Pound (GBP) = 34,951 VND
• 1 Hong Kong Dollar (HKD) = 2717 VND
• 1 Japanese Yen (JPY) = 203 VND
• 1 U.S. Dollar = 21 075 VVND

What's the best way to exchange my money in Vietnam?

Although some larger currency exchange services in Europe and the USA will offer VND, it is usually possible to get a better rate if you exchange your cash on arrival.

Cash - particularly USD, GBP or Euro - is easily exchanged, as long as the notes you present are clean. Many exchange services will not accept bank notes if they have written on them, are crumpled or in any way damaged.

If you need currency upon arrival, you can change a small amount at the airport - although the rates on offer are unlikely to be the best in town. You should also watch out for hidden fees. Even if an exchange claims ‘Zero Commission’, they will simply wrap up their profit into the headline rate on offer.

It is usually best to switch only a small amount, and then seek a better deal elsewhere. Otherwise, consider using an ATM to withdraw VND directly at a reasonable rate.

Once you arrive at your destination, and before you choose a currency exchange service, make sure you understand the mid-market rate. This is the only real exchange rate and should be used to compare the tourist rates on offer. Find out the mid-market rate by using a currency converter, so you know whether or not a deal is fair.

It is very likely that hotel exchange rates will be poor and include high fees. It is likely that you will get a better deal using your credit or debit card at an ATM.

Can I use traveler's cheques in Vietnam?

It can be tricky to find places to exchange Traveller’s Cheques in Vietnam. Although some banks will do it, branches might be closed at weekends, leaving you short.

If you have Traveller’s Cheques to exchange then try a Tourist Office, who will be able to advise and might be able to exchange them directly for you. However, as the rates tend not to be favorable, exchanging cash or using an ATM is usually a better plan.

Can I use my home credit and debit cards in Vietnam?

You will find that most major credit cards are accepted in Vietnam, especially in the cities and tourist areas. However, retailers will add a commission, with 3% as a standard, and 4% for Amex transactions. Having a Credit Card for use in emergencies is certainly an attractive option, but make sure you tell your bank you plan on traveling, so they do not suspect suspicious activity and block your card.

If you choose to spend on a Credit or Debit Card, you might be asked if you want to be charged in your home currency. This is something called Dynamic Currency Conversion (DCC). With DCC you can choose to see the cost of the transaction expressed in your home currency at the point of payment. However, this leaves you exposed to hidden fees, as the base rate used will not be favorable, and additional charges can be rolled into the headline number too. Always opt to pay in the local currency instead.

Carry some local cash at all times, in case you are unable to pay by card. Or if you get stuck, use one of the ATM locators below to find a nearby bank machine, and withdraw some cash directly.

What's the best way to use ATMs in Vietnam?

ATMs are commonly available in cities and tourist areas, but fees will be applied, and maximum withdrawal rates are very low. Although you can simply put your card back into the machine to take out more, you will still be subject to your home bank’s daily limits.

To find ATMs near you, try one of these global ATM locators:

Visa ATM locator

MasterCard ATM locator

Amex ATM locator

Some ATMs do not tell you the fee charged when withdrawing cash - you will simply see a message saying ‘Fees will be applied.' If you have the option, avoid these and look for a bank that is transparent about their charges. At the time of writing, MB Bank is reported to be the fairest for foreign card users - but fees may change over time, so check before you withdraw.

What are the major banks in Vietnam?

If you’re planning a trip to Vietnam, it is worth talking to your local bank to see if they have any partnerships with banks operating in Vietnam. If they do, you may be able to use certain ATMs for reduced fees.

Vietinbank Vietinbank (Vietnam Joint Stock Commercial Bank for Industry and Trade) is the largest bank in Vietnam. It is state-owned but has joint partnerships with various other institutions.

Next largest is the Joint Stock Commercial Bank for Foreign Trade of Vietnam, more snappily known as Vietcombank. Both have an extensive branch and ATM network across major towns and cities.



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